We offer four loan types: personal, investment, car and home loans. You can find all terms on the Loans page.

Loan amounts range from €1,000 to €300,000 depending on the loan type. Exact limits are shown on the Loans page.

Yes. The nominal rate for all loan types is 3%. The annual percentage rate may include other costs, always shown in your personal offer.

Before you apply, we clearly explain what the process means for your credit record.

Every application is reviewed individually. We still recommend applying, as only an application lets us determine whether we can offer a solution.

It usually takes less than five minutes.

You need basic personal and contact details, your personal identity code, income information, the requested amount and its purpose.

We process applications as quickly as possible — often on the same day.

No. Submitting an application does not oblige you to accept an offered loan.

Yes. You may cancel your application at any time before signing by contacting us.

After approval, the agreed amount is transferred according to the timetable in the agreement, often on the same or next banking day.

Yes. You can repay the loan early without a separate additional fee.

Contact us as soon as possible so we can find a solution together before the due date.

Yes, the payment schedule may be adjusted under certain conditions. Contact contact our customer service team to discuss the available options.

Your data is protected with encrypted transfer and industry security best practices. Learn more in our privacy notice.

We process your data only as needed to make a lending decision and provide the service, in accordance with our privacy notice.

Yes. We operate as a registered lender under Finnish law. Learn more on the About us page.

You can find all our contact details on the Contact page, including email and WhatsApp.

Yes. You can reach us on WhatsApp using the number in the footer.

Customer service is available on business days. Exact hours are shown on the Contact page.