Four loan solutions, one trusted partner
Every life situation is different, so we offer four loan types for different needs. All our loans follow the same transparent pricing and fair principles — you choose what suits you best.
Personal loan
A flexible solution for everyday expenses, renovations, travel or unexpected situations. No collateral is required, and an approved loan may reach your account the same day.
Investment loan
Finance investments on competitive terms, including securities, capital for your own business or another productive purpose.
Car loan
Buy your dream car without straining your finances. Suitable for a new or used vehicle bought privately or from a dealer.
Mortgage
A competitive mortgage for buying or renovating a home, with clear and predictable terms throughout the loan period.
Compare all loans
| Loan | Amount | Loan term | Interest rate | Best suited for |
|---|---|---|---|---|
| Personal loan | 1 000 € – 100 000 € | 3–120 kk | 3 % | Everyday expenses and surprises |
| Investment loan | 5 000 € – 200 000 € | 12–180 kk | 3 % | Growing your wealth |
| Car loan | 2 000 € – 150 000 € | 12–300 kk | 3 % | Buying a new or used car |
| Mortgage | 20 000 € – 300 000 € | 5–25 years | 3 % | Buying or renovating a home |
*Nominal interest rate. The annual percentage rate may include other costs, which are always shown in your personal offer before you sign an agreement.
The same easy process for every loan type
Whichever loan you choose, the application process is the same.
Complete the application
Choose a loan type and complete the application. It takes less than five minutes.
Receive a decision
We review your application and contact you as soon as possible.
Funds in your account
Once approved, the agreed amount is transferred to your account.
Who can apply
- You are at least 18 years old
- You have a Finnish bank account
- You have a regular income
- Your financial situation allows responsible repayment